Undergraduate Student Aid

We know cost is a factor in deciding what college to attend. That’s why Milligan is very generous with financial aid and works to keep our costs low, while maintaining a high quality experience. We’ll work with you individually every step of the way to help investigate all the options available for financing your education. We offer a full complement of need-based and merit-based scholarships, grants, and low-interest loans from federal, state, and institutional sources. Combined with state and federal aid, many students often pay no more than they would to attend a college with a lower cost.

Don’t shop by “sticker price.” Most students receive substantial financial aid, so your actual cost is usually much lower than the published cost. Explore all options with scholarships and grants, estimate your actual cost, and then consider the options to manage your balance. ‌

Milligan works hard to keep annual cost increases to a minimum—recent years have averaged 3% per year— while delivering an exceptional educational experience that has proven outcomes far superior to many other institutions.

NOTES: Costs are the same for in-state and out-of-state students. Some courses and programs have additional fees and can be found in the Catalog. An overload fee of $965 per credit hour is charged for hours of enrollment in excess of 18 credit hours. Room rate varies based on room style and residence. The cost of books will depend on your major, course load, and availability of used textbooks but typically average $1,300 per year.

The cost per credit hour for an undergraduate degree is estimated at $1,084 per hour, determined by multiplying tuition rate of $34,690 for four years, divided by the total number of credit hours required for an undergraduate degree of 128 credit hours.

Tuition and fees for part-time enrollment:
Tuition for 1-11 hours of enrollment:  $965 per credit hour
Required fees for 1-5 enrolled hours:  $900
Required fees for 6-11 enrolled hours:  $1,450

Estimate Your Actual Cost

Net Price Calculator

For some families, paying for educational costs not covered by a student’s scholarships and grants requires some consultation with the Student Financial Services Office. Here are some financing ideas to get you started:

FAMILY RESOURCES

Your Expected Family Contribution (EFC) is the amount the government estimates (based on your FAFSA) you and your family can contribute to your college educational expenses.

FINANCE/PAYMENT PLAN

Milligan offers an interest-free payment plan that is an easy, affordable way to pay for the year’s charges (not covered by other aid). See below.

LOANS

Educational loans can be a useful tool to pay for college, but you are encouraged to borrow only enough to cover your necessary education-related expenses.

• The average Milligan loan debt at graduation last year was $23,500, which is $3,000 below the national average (less than $300/month payment)
• Milligan students pay off their loans much better than most college graduates (default rate is 3% compared to 14% nationally and 9% regionally)
• Educational debt is not the same as commodity debt, which only depreciates in value. Your education will continue to earn you more money over the course of your life, not less.

Payment Plan

Payment Plan 1 – Pay in Full Prior to the First Day of Class

With this plan, all outstanding charges for the semester are paid on or before the first day of class. Payments may be made via cash, check, Visa, MasterCard, American Express, or Discover. For your convenience, you may pay online through Self Service, where you can view your account, print and view statements, make a payment online, and view a history of all payments on your account. By using your MC Self Service ID and password, you will have access to your online statement and current activity on your account. Payments and charges will be reflected immediately and you will have 24/7 access to your most recent bill.

Pay Online »

Payment Plan 2 – Tuition Payment Plan

Milligan offers an interest free payment plan that allows you to spread your tuition costs over nine, ten, or eleven months. This plan can be used in conjunction with a Federal PLUS Loan and/or Alternative Loan to assist students and families in managing their educational debt. The payment plan enrollment fee for students enrolled in fall/ spring semesters is $75 for the academic year, $40 for spring semester only. For MBA and ADCP students, the enrollment fee is $85 for the entire program. You must enroll by the first day of classes. Click here for instructions on setting up the payment plan » 

Enroll Now »

Student Account: Things You Must Know

Notifications

Your Milligan email account is used regularly to notify you of important information regarding your financial aid and/or student account.

Policies

Complete policies and detailed information regarding financial aid and student accounts can be found in the college Catalog.

COURSE CANCELLATION Policy

Course schedules will be cancelled for students who have not submitted immunization records, all applicable transcripts, and completed ALL financial aid processes AND paid the balance due on their accounts before the first day of class. Students will not be able to eat in the cafeteria or grill using their meal plans after course schedules are cancelled. Meals can be purchased with cash from Pioneer during this time.

A $100 re-enrollment fee will be assessed to all students whose registrations are cancelled and who must re-register for classes. All financial issues will have to be addressed satisfactorily before a student will be able to re-register for classes. It will be the student’s responsibility to ensure their financial aid and student account balance have been addressed before the first day of class.

Before First Day of Class

The following should be completed before the first day of class:

• Pay entire balance due or enroll in the Tuition Payment Plan
• Sign and return Financial Aid Offer
• Complete master promissory note
• Complete on-line entrance interview for first time borrowers
• Return all documents requested for verification, if applicable
• Milligan University Financial Aid Application (does not apply for incoming traditional undergrad students)
• Submit pre-approval for alternative loans
• Submit final high school transcript
• Complete Parent Plus loan application, if applicable
• Communicate to SFS all payments expected from VA or 529 savings plans

This is not an exhaustive list of tasks which might need to be completed. See your SFS counselor about your specific situation.

Any student with an unpaid balance, missing transcripts, or missing immunization records after registration will have their course schedule cancelled and will not be allowed to attend classes. In order to re-enroll, students will have to satisfactorily resolve all issues and will be assessed a $100 re-enrollment fee.

Charges

Charges shown on the student statement include tuition, fees, room and board. Once you enroll, you are liable for all charges.

Pending Financial Aid

Aid that is listed on the student statement is aid that has been awarded to you but is still in ANTICIPATED/PENDING status. Your financial aid will be posted to your student account upon verification of enrollment status after drop/add period ends and all necessary aid paperwork is completed. Pending aid does not include work study, outside scholarships, VA benefits, or payments from Section 529 savings plans.

Refund Policy

REFUND IN THE EVENT OF WITHDRAWAL FROM THE University

Milligan operates on an annual budget which necessitates advance planning and financial commitments to teaching staff and others whose services are essential to its operations. For this reason, no refunds are granted to those persons who are dismissed for disciplinary reasons. The official date of withdrawal used to compute refunds is the date on which the student begins the official withdrawal process in the Student Development Office.

TUITION, ROOM, BOARD (TRADITIONAL UNDERGRAD, ADCP, MAH, MSC, MSPAS, MSOT, MED, MDiv, MAR, Ed.D., Ed.S.):

An exception is made for illness, in which case the 50% refund period is extended to the ninth week. Illness must be certified by a physician’s written statement.

The refund policies for the following programs are explained in the Catalog: MBA, MACM, DMin.

FEES REFUND SCHEDULE

Fees are only refundable during the first seven calendar days of the semester.

INSTITUTIONAL SCHOLARSHIP

Institutional scholarships are those scholarships granted by Milligan University.

REFUND IN THE EVENT OF WITHDRAWAL FROM CLASS

The schedule of refunds for withdrawal from a class is different from above. Since Milligan charges the same tuition for traditional undergraduates enrolled in 12-18 hours, there is no refund for withdrawing from a class if the total hours, before and after withdrawal, is within the 12-18 range. If the new total hours are fewer than the original total, the following schedule will apply:

See the Catalog for information regarding refunds from withdrawal of a course in Graduate & Professional Studies programs.

RETURN OF TITLE IV FUNDS (FEDERAL FINANCIAL AID)

In addition to the overall institutional refund policy requirements, Milligan is required to follow the regulations mandated by the Department of Education pursuant to the Higher Education Opportunity Act for any student who receives Title IV Federal Aid. The Return of Title IV Fund calculations may result from the student withdrawing, dropping out, being expelled from the institution, or failing to complete the program on or after the student’s first day of class for the period of enrollment for which the student was charged. Further explanation of the Return of the Title IV Funds is included in the Milligan Catalog. Examples of the Return of Title IV Fund calculations are available in Student Financial Services.

REFUND POLICY FOR COURSE FEES

Course fees will be refunded if the student drops the class within the first seven calendar days of the semester. After this time, fees will not be refunded.

Entrance Loan Counseling

If you are a new borrower or transfer student and your financial aid package includes a Federal Stafford Loan or NEW Graduate PLUS Loan, you are required to complete Entrance Loan Counseling before funds can be disbursed. The session allows you to review loan information and answer questions which demonstrate that you understand your rights and responsibilities as a borrower. At the end of the interview, you can print your confirmation that you have completed the interview for Milligan University.

There are separate Entrance Loan Counseling Interviews for Federal Stafford and Graduate PLUS Loans. Since each loan has different requirements, you must complete the session associated with your loan award, or both sessions if your financial aid package includes both.

• Stafford
• Graduate PLUS Loans

Click here for Entrance Loan Counseling »

Exit Loan Counseling

All student borrowers who have graduated, withdrawn or dropped below half-time enrollment status are asked to complete an online Exit Counseling Interview. There are separate Exit Loan Counseling Interviews for Federal Stafford and Graduate PLUS Loans. You must complete each session separately if you have all types of loans. The interview allows you to review loan information and answer questions which demonstrate that you understand your rights and responsibilities as a borrower. At the end of the interview, you can print your confirmation that you have completed the interview for Milligan University.

• Stafford
• Graduate PLUS Loans

Click here for Exit Loan Counseling »