Student Financial Services

Milligan is committed to keeping college affordable for our students. We’ll work with you individually every step of the way to help investigate all the options available for financing your education. We offer a full complement of need-based and merit-based scholarships, grants, and low-interest loans from federal, state, and institutional sources. We also have a variety of payment plans that make budgeting easier for you and your family.

Value – Get more for your money at Milligan

There are many college choices, and on the surface, many may look a lot like Milligan, but few can claim and prove our outcomes with exceptional academic quality, student satisfaction, and graduate success. When you consider that Milligan students spend less and borrow less than most college students, you can see what a tremendous value a Milligan education is.

  • Milligan’s total cost is $7,400 below the national average for private colleges
  • Milligan’s net cost is $1,000 lower than the average of other local private colleges in Northeast TN/VA and only $2,100 higher than the local state university
  • Room and board is $2,300 lower than the average for other private colleges, $1,500 less than ETSU, and $5,000 less than the national average for private colleges
  • Fewer Milligan students borrow federal loans, AND they borrow less per year, even less than those attending local state schools
  • The average Milligan loan debt at graduation last year was $3,000 below the national average and our default rate is an incredibly low 3%, compared to 14% nationally and 9% locally
  • 98% of Milligan students receive merit-based and/or need-based financial assistance and Milligan provides more institutional aid than any other local private or public college. In many cases, the assistance is substantial.
  • Read more about the value of The Milligan Difference »

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The Milligan Difference

A Milligan education is one of the wisest investments you’ll make. While it can represent a significant financial investment, it also influences who we become — our philosophy, values, intellectual and emotional preparedness for careers, long-term friendships and a commitment to serve. That’s why we strive to assure it’s a sound investment in all ways.


We hire respected faculty and staff who value good teaching, discovery, and experiential learning, so students learn from leading thinkers and professionals. 60% have taught at Milligan for 10+ years and 80% have terminal degrees. Our low student-faculty ratio of 12:1 means lots of personal attention and a better educational experience. Our staff are here to serve and all are committed to our mission of educating servant-leaders.


We want our students to have the best resources and facilities possible, like the new Milligan housing village, LEED gold-certified Gilliam Wellness Center, Gregory Center for the Liberal Arts, McCormick Dining Center, and technology classrooms throughout campus. We pay attention to our campus and provide you a beautiful setting to learn and live.


Milligan students consistently score above the national mean in general education areas, as well as in their major course of study. Student-athletes have won 50 conference titles and made 60 national tournament appearances in the past 10 years. Fine arts students have received regional and national accolades for their work. Student researchers have presented at national conferences.


98% of Milligan graduates typically are employed or in graduate school within 6 months to one year after graduation.

Retention & Graduation

Milligan’s retention and graduation rates are 15-25% above other local private colleges and state universities. That means students get a top-rate education are more likely to finish on time, which is a time and cost savings over other institutions!


Milligan students consistently express greater satisfaction with their Milligan experience than students from peer institutions on the Student Satisfaction Inventory (SSI) and the National Survey of Student Engagement (NSSE). Our alumni consistently give back to the college at a far higher percentage than most colleges in the U.S., reflecting their confidence in Milligan and their appreciation for the education they received that continues to serve them well.


A Milligan education is well-respected throughout the region and nation. Milligan is consistently named one of the best colleges and best values in U.S. News & World Report‘s “America’s Best College” issue among Southern colleges and universities. Washington Monthly continues to rank Milligan among the top 25 baccalaureate colleges in the nation based on the college’s contribution to the public good in three broad categories: social mobility, research, and service.

See what other organizations have ranked or recognized Milligan as a top college »

Read more about the value of The Milligan Difference »


The Gap

Tuition actually covers only a portion of the true cost of education at Milligan. Each year thousands of alumni, friends, and even our own faculty and staff “stand in the gap” to make up the difference between student tuition and the actual cost of attendance for our students. These gifts help the college hold tuition increases to a minimum while building scholarship funding, enhancing academic excellence, adding new programs, and making significant campus improvements. Without this support, the cost of attending Milligan College would be significantly higher.



General Information

Office Hours: Monday – Friday, 8:00 a.m. – 5:00 p.m.

Office of Student Financial Services
PO Box 250
Milligan College, TN 37682
423.461.8949 | 800.447.4880
E-mail the Financial Aid Office

Code of Ethics and Conduct

Milligan College is a member of NASFAA (National Association of Student Financial Aid Administrators). The Milligan College Student Financial Services Office and staff  have adopted the NASFAA Code of Ethics and NASFAA Code of Conduct to insure good business practices in all day to day activities of the Student Financial Services Office. Copies of the Code of Ethics and Code of Conduct are available for review in the Student Financial Services Office.

Student Financial Services Counselors

Kimberly Harness

Kimberly Harness

Student Financial Services Counselor, Students last name A–K

Phone: 423.975.8050
Office: McCown Business Cottage